5 positive things you can do for your money in 5 mins | Blackbullion

Blackbullion’s financial wellbeing platform is packed with practical tools, teaching and sources of additional funding to help you develop your money skills, grow your confidence and maximise your opportunities.

Want to check it out, but pushed for time or not sure where to start? Let’s take a look at five things you can do on Blackbullion that only take five minutes.


1. Take charge of your money with the budget calculator 🧮

A budget is a foundational tool for financial wellbeing. If you’ve got five minutes, check out Blackbullion’s budget calculator.

This simple and straightforward tool will help you come to grips with your finances.

Just enter your income and your expenses, and you’ll get an overview of your financial situation – as well as some actionable steps for managing your money. 

Once you’ve done that, congratulations! You’ve taken your first step towards better financial wellbeing. It really is that easy.

Give the budget calculator a try.

2. Apply for free money! 💸

Blackbullion has plenty of tips and tricks to help you manage your money, but it’s not all financial education and practical advice. 

You’ll also find sources of additional funding in the Funds section. That’s right – Blackbullion can help you build better financial habits and also get more money. 💰

You’ll find info on plenty of scholarships, bursaries and funds that you might be eligible for. These might come from your place of study, or they might come from other organisations that offer additional money for students. 

Use the filters to find the funds you’re eligible for. Then, just read the requirements and make your application.

What are you waiting for? 🤷‍♀️Take a look and apply for some free money!

Take a look at the available funds.


3. Discover 10 top money tips 💡

Managing your money is easier said than done. There’s a lot of info out there and it can get overwhelming – where can you go to get started?

Well, if you’ve got five minutes, why not take a look at these 10 top money tips

They cover the main points of your financial journey, like: 

  • Avoiding bad debt

  • Living below your means

  • Paying yourself first

  • The importance of an emergency fund

  • Thinking about value vs. price (no, they’re not the same!)


These tips can prove especially useful if you don’t have much personal finance experience – but wherever you’re at with your money, you’re sure to find something helpful. 🙏

Top 10 Money Tips – yes, please!

4. Learn how to spot some common scams 🕵️‍♂️

Have you ever gotten a text about your UPS delivery – but you hadn’t ordered anything? 📦 And worse, the link isn’t even to the UPS site?

Or, have you ever got a dodgy-looking email from a random email address, with a truly unbelievable sob story – or an offer that’s too good to be true? 🤔

We’ve all come across a scam or two (or three) in our lifetimes, and it seems to be getting worse. Since the pandemic started, scammers have gone into hyperdrive, and they’re only getting more sophisticated. There are plenty of nasty people out there, keen to get your personal details… and your cash. 🦹

So take five minutes to protect yourself. The video lesson, ‘Types of Scams’, looks at some of the main types of scams out there, online and offline. You’ll get a bit of background info too, so you’ll know what to look out for.

As well as types of scams, there are other lessons in the Scams pathway to help you avoid getting scammed, including:

  • What are scams?

  • Spot the signs

  • Top tips

  • Reporting a scam


Knowledge is power – and when it comes to scammers, being informed is the best defence. 🔎

Get scam-savvy.

5. Get an intro to investing 📉📈

Believe it or not, saving your money isn’t enough. To grow your wealth and build your financial wellbeing, you’ll want to start investing.

The trouble is, if you aren’t sure what you’re doing, investing is scary. It can be hard to know how to get started – and even if you’re an expert, there’s always a risk that you’ll lose your money.

Blackbullion has plenty of info about investing. You’ll find articles and videos about Sustainable Investments 🌴 and Ethical Investments 🌍, as well as the ever-popular Investing 101 pathway.

You’ll also find the Advanced Investing pathway, if you’re a bit further along in your financial journey. 💪

If you’ve only got 5 minutes, take a look at the Intro Guide to Investing, which covers:

  • The main types of investments

  • The risks of investing

  • Why you should invest

  • Things to consider when investing/thinking about investing

  • Where to get started with investments.


Read the intro guide to investing.

So, there you have it! Five positive things to do for your money on Blackbullion’s platform in just five minutes.

If you’ve got a bit more time on your hands, there’s plenty more to look into. The road to financial wellbeing is a long one, but the more time and effort you spend on it, the better off you’ll be. 🙌 Why not take a look at some of these, too?


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