START CREATING SUSTAINABLE
MONEY HABITS

Click a tile below to discover how

Use less energy

Cut the lights

When it comes to using energy, avoid using more than you need. Turn off the lights if you leave the room, and if it’s cold, pop on a jumper before cranking the heat. Turns out mum was right!

If you can, set a timer for your heating and your hot water. You might need to dig out the manual, or find it online, to figure it out — but a little bit of learning goes a long way when it comes to setting up sustainable energy.

How much energy are you using?

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Rescue uneaten food

Here I come to save the day!

A lot of stores and restaurants throw food away at the end of the day, so that the next day’s stock is as fresh as can be — not because there’s anything wrong with any of it. So why let it go to waste? Plan your shops towards the end of the day and you might pick up some bargains.

Check out food sharing with:

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Sort out your Money Jars

Budgeting with Pingit

When it comes to developing healthy financial habits, being able to keep track of your spending, saving for your goals, and making informed financial decisions makes all the difference!

You can bring sustainability to your everyday money management by developing better money habits. One of the apps that can help you do that is Pingit , which helps you keep track of your spending, collecting and sending money, and using jars to put money aside.

Sort out your money jars!

Find Out

Ride a bike

Don’t forget your helmet

Walking is good for you, good for your bank account, and good for the planet. Same for riding a bike — it can be a bit of an upfront cost, but buying a bike is an investment, and if you buy second hand you can get some great deals. If you can’t afford a bike, consider hiring.

Get peddling outside:

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Join Community Events

Stories from our street

There’s plenty happening in your local community: check out notice boards, local Facebook groups, Eventbrite and Meetup for cheap (or free!) fun. You’ll find art shows, board game nights, craft groups, flea markets, and anything else you could possibly think of. Being local and supporting local business means lowering your carbon footprint while increasing your connections in your community. Bring a couple of friends, or go solo and make some new ones when you get there!

Support your local high street and get involved with your local community – find details here

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Stay Away from Plastic

Cold, shiny, hard plastic

Plastics are bad for your health and bad for the earth: they don’t degrade, so they just end up in landfills, in our waters damaging marine life, or even in our bodies. A study from the University of Victoria in Canada found that each of us consume between 70,000 and 121,000 particles of microplastics per year, just from tiny bits of plastic that make their way into our environment.

Single use plastics are the worst of the lot. Refuse plastic straws, don’t use disposable plates and cutlery when you’re out, and avoid buying plastic wrapped fruits and vegetables. If you need to use a straw, there are plenty of reusable options you can now purchase for cheap.

Consider reducing your waste or join the zero waste movement here:

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Buy used textbooks

Save a tree or ten!

Don’t waste money on brand new textbooks when you may not need to, buy second hand where you can, or pitch in with some friends and share. You can shop second hand online, like at Abebooks or Blackwell’s. Otherwise, sign up for digital and take the paper out of the equation completely!

Endlessly reprinting fresh new books is a waste and doesn’t do the planet any good.

Digital books at Perlego or Kortext

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Start your personal finance journey

Get Money Smart

From educating yourself about ethical investments to learning how simple budgeting habits can impact the planet, our financial decisions can impact the planet more than you think. Blackbullion can help you become more aware of your own habits and guide you through financial decision making so you can become a happier, healthier and better spender.

Join Blackbullion

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Get a green hygiene kit

Scrub a dub dub

Hygiene has some of the worst offenders when it comes to single use, disposable products. Kit yourself out with sustainable hygiene products instead.

There’s lots to consider: recycled toilet paper; menstrual cups instead of disposable pads and tampons; a decent, reusable razor instead of disposables; bamboo toothbrushes and biodegradable dental floss; reusable makeup pads and cotton buds

DIY ideas to make your own here:

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Make your own coffee and tea

When in doubt, brew up

The markup on a cup of coffee can be up to 300% — sometimes more for premium or “signature” roasts — and some 16 billion coffee cups are disposed of each year. Save your money and save the planet: brew it yourself!

If you absolutely must buy yourself a daily caffeine hit (or a hot chocolate), get a reusable mug. Plus, lots of places will give you a discount if you bring your own cup.

 

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Use Canvas Bags

It’s in the bag

Canvas bags can be picked up cheap, but you can’t avoid them — people are always handing out canvas bags full of goodies (and marketing materials) at all sorts of events and giveaways.

There’s no excuse to be using plastic bags anymore, and certainly no excuse to be buying a new one every time you head out for groceries. Keep a canvas bag or two in your handbag, backpack, or satchel, so it’s handy for whenever you might need it, and get into the habit of putting it back as soon as you empty it.

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Eat more plants

Animal, mineral, or vegetable?

Meat costs more than most ingredients, and getting meat to your plate costs the planet as well. Cutting back on meat is one of the ways to contribute the most to global sustainability. Your body doesn’t need as much meat as you think. Even introducing a few “meat free” days into your week can have a huge impact.

A cheap alternative to getting some protein in your diet is canned lentils and beans. Pop them into a vegetable based soup or stew, or use them in place of minced meat in your bolognese. Your body, and the planet, will thank you.

Go meatless Monday with:

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Each one of us matters, has a role to play, and makes a difference. Each one of us must take responsibility for our own lives, and above all, show respect and love for living things around us, especially each other.

Jane Goodall

FREE E-BOOK

Learn what you can do to make a difference with the Little Book of Sustainable Money Habits.

MAKE YOUR OWN #ZEROWASTEJAR AND JOIN
OUR INSTAGRAM COMPETITION!

How to enter?

  1. Grab a food jar
  2. Prep your delicious meal
  3. Upload your pic with #ZeroWasteJar #NSMW
  4. Follow and tag @Blackbullion and your university
    (make sure you do this!)

You must complete all 4 tasks to qualify. To learn more view Terms and Conditions.

Chance to win a Fitness
Tracker Watch and Beats headphones

How to enter?

  1. Grab a food jar
  2. Prep your delicious meal
  3. Upload your pic with #ZeroWasteJar #NSMW
  4. Follow and tag @Blackbullion and your university
    (make sure you do this!)

You must complete all 4 tasks to qualify. To learn more view Terms and Conditions.

Sorting your
money with Pingit

The Pingit app can be a valuable tool when it comes to managing
your money and developing healthy financial habits for life.

Keep track of your spending

You can use Pingit to pay for things, and keep track of your spending as you go.

Collect and send money

If you’re organising an event, you
can easily collect everybody’s share using Pingit.

Manage your money in jars

You can keep your day-to-day banking separate from money you’ve put aside for specific things. once it’s in a jar, it can’t be spent accidentally.

Spend from jars

When the time is right, you can spend the money directly from a jar. You can even order a card or a spending device (fancy a contactless wristband perhaps?)) for the jar.

Download Pingit

To get started, simply download the app and link it to your UK bank account – whoever you bank with, you can use Pingit*.

*Pingit is available in the UK only, to customers aged 16 or over. As with anything financial, T&Cs apply. To see these in full, visit www.Pingit.com.

Together we can learn to Spend Healthy and Live Healthy.

From the 3rd – 7th Feb 2020 the National Student Money Week is happening on campuses around the country. It’s the biggest money awareness week and this year we’re focusing on sustainable money habits. Delivered by NASMA and supported by Blackbullion (the financial education platform for students) in partnership with Pingit (the social money app), our mission is to help anyone to learn how to be happier, healthier and more sustainable spender!